Welfare broker

ROBERT KENNEDY

Mailing address (most recent filing)

2301 SUGAR BUSH ROAD, SUITE 600

RALEIGH, NC 27612

Total comp: $102K
Commissions: $102K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where ROBERT KENNEDY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS	1	$1.4M	50.0%
BLUE CROSS OF CALIFORNIA	1	$6.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DE	1	$6.3M	0.4%	204.87x
CA	1	$1.4M	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT KENNEDY's plans by broker comp / premium ratio. Median 2.87% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROBERT KENNEDY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROBERT KENNEDY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RAY STONE INCORPORATED RAY STONE INCORPORATED WELFARE BENEFITS PLAN	CA	$1.4M	$75K	GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS
FORBO AMERICA SERVICES, INC. FORBO AMERICA SERVICES INC. EMPLOYEE BENEFITS PLAN	DE	$6.3M	$35K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

Carrier

Plans

Premium

GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS

$1.4M

50.0%

BLUE CROSS OF CALIFORNIA

$6.3M

50.0%

State

Plans

Premium

State share

Index

$6.3M

0.4%

204.87x

$1.4M

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

RAY STONE INCORPORATED

RAY STONE INCORPORATED WELFARE BENEFITS PLAN

$1.4M

$75K

GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS

FORBO AMERICA SERVICES, INC.

FORBO AMERICA SERVICES INC. EMPLOYEE BENEFITS PLAN

$6.3M

$35K

BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA