Welfare broker

ROBERT J DOTSON JR

Mailing address (most recent filing)

PO BOX 1928

SAGINAW, MI 48605

Total comp: $178K
Commissions: $150K
Fees: $28K
Filings: 5
Sponsors: 5

Carrier mix

Where ROBERT J DOTSON JR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
BLUE CARE NETWORK OF MICHIGAN33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.2M	66.7%
BLUE CARE NETWORK OF MICHIGAN	1	$966K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$3.2M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT J DOTSON JR's plans by broker comp / premium ratio. Median 4.04% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of ROBERT J DOTSON JR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ROBERT J DOTSON JR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MERCURY THERAPY MGT, INC MERCURY THERAPY MANAGEMENT INC EMPLOYEE BENEFITS PLAN	MI	$875K	$49K	BLUE CROSS BLUE SHIELD OF MICHIGAN
WILDFIRE CREDIT UNION WILDFIRE CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN	MI	$1.4M	$48K	BLUE CROSS BLUE SHIELD OF MICHIGAN
BAY HUMAN SERVICES BAY HUMAN SERVICES WELFARE PLAN	MI	$966K	$39K	BLUE CARE NETWORK OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.2M

66.7%

BLUE CARE NETWORK OF MICHIGAN

$966K

33.3%

State

Plans

Premium

State share

Index

$3.2M

0.1%

41.13x

Sponsor

Loc

Premium

Comp

Carrier

MERCURY THERAPY MGT, INC

MERCURY THERAPY MANAGEMENT INC EMPLOYEE BENEFITS PLAN

$875K

$49K

BLUE CROSS BLUE SHIELD OF MICHIGAN

WILDFIRE CREDIT UNION

WILDFIRE CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN

$1.4M

$48K

BLUE CROSS BLUE SHIELD OF MICHIGAN

BAY HUMAN SERVICES

BAY HUMAN SERVICES WELFARE PLAN

$966K

$39K

BLUE CARE NETWORK OF MICHIGAN