Welfare broker

ROBERT HEINTZ

Mailing address (most recent filing)

2213 EAST GRAND RIVER AVENUE SW

SUITE B

LANSING, MI 48912

Total comp: $21K
Commissions: $21K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ROBERT HEINTZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PHP INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PHP INSURANCE COMPANY	1	$370K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$370K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT HEINTZ's plans by broker comp / premium ratio. Median 4.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT HEINTZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT HEINTZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MAURER'S TEXTILE RENTAL SERVICES, INC. MAURER'S TEXTILE RENTAL SERVICES, INC. GROUP INSURANCE PLAN	MI	$370K	$17K	UNIVERSITY OF MICHIGAN HEALTH PLAN