Welfare broker

ROBERT GRUNSKY

Mailing address (most recent filing)

411 DEINHARD LANE

MCCALL, ID 83638

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ROBERT GRUNSKY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$149K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$149K	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT GRUNSKY's plans by broker comp / premium ratio. Median 10.33% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT GRUNSKY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT GRUNSKY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PLANT THERAPY PLANT THERAPY EMPLOYEE BENEFIT PLAN	ID	$149K	$15K	DELTA DENTAL OF IDAHO