Welfare broker

ROBERT FARNHAM

Mailing address (most recent filing)

280 FORE ST, SUITE 300

PORTLAND, ME 04101

Total comp: $77K
Commissions: $77K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ROBERT FARNHAM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	1	$5.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$5.2M	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT FARNHAM's plans by broker comp / premium ratio. Median 3.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT FARNHAM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT FARNHAM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST ATLANTIC CORPORATION FIRST ATLANTIC CORPORATION HEALTH PLAN TRUST	ME	$5.2M	$159K	COMMUNITY HEALTH OPTIONS