Welfare broker

ROBERT J VINCENT

Mailing address (most recent filing)

418 GOLDEN GROVE

MOUNT JULIET, TN 37122

Total comp: $193K
Commissions: $191K
Fees: $2K
Filings: 5
Sponsors: 5

Carrier mix

Where ROBERT J VINCENT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
UNITEDHEALTHCARE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.3M	66.7%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$2.3M	0.1%	43.28x
FL	1	$1.3M	0.0%	8.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT J VINCENT's plans by broker comp / premium ratio. Median 4.76% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ROBERT J VINCENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ROBERT J VINCENT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANOTHER BROKEN EGG OF AMERICA FRANCHISING, LLC ANOTHER BROKEN EGG OF AMERICA FRANCHISING, LLC HEALTH & WELFARE BENEFITS PLAN	FL	$1.3M	$63K	UNITEDHEALTHCARE INSURANCE COMPANY
TIN ROOF ACQUISITION COMPANY LLC TIN ROOF ACQUISITION COMPANY LLC HEALTH & WELFARE BENEFITS PLAN	TN	$1.1M	$60K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
VISITING CLINICIANS PC VISITING CLINICIANS PC WRAP PLAN	TN	$1.2M	$52K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.3M

66.7%

UNITEDHEALTHCARE INSURANCE COMPANY

$1.3M

33.3%

State

Plans

Premium

State share

Index

$2.3M

0.1%

43.28x

$1.3M

0.0%

8.46x

Sponsor

Loc

Premium

Comp

Carrier

ANOTHER BROKEN EGG OF AMERICA FRANCHISING, LLC

ANOTHER BROKEN EGG OF AMERICA FRANCHISING, LLC HEALTH & WELFARE BENEFITS PLAN

$1.3M

$63K

UNITEDHEALTHCARE INSURANCE COMPANY

TIN ROOF ACQUISITION COMPANY LLC

TIN ROOF ACQUISITION COMPANY LLC HEALTH & WELFARE BENEFITS PLAN

$1.1M

$60K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

VISITING CLINICIANS PC

VISITING CLINICIANS PC WRAP PLAN

$1.2M

$52K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.