Welfare broker

ROBERT ANDREW

Mailing address (most recent filing)

8110 EAST UNION AVENUE, SUITE 700

DENVER, CO 80237

Total comp: $78K
Commissions: $37K
Fees: $41K
Filings: 2
Sponsors: 2

Carrier mix

Where ROBERT ANDREW places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$1.7M	0.2%	257.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT ANDREW's plans by broker comp / premium ratio. Median 7.44% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT ANDREW's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT ANDREW is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MELALEUCA, INC. MELALEUCA, INC. EMPLOYEE BENEFIT PLAN	ID	$1.7M	$124K	UNUM LIFE INSURANCE COMPANY OF AMERICA