Welfare broker

RISTY BENEFITS INC

Mailing address (most recent filing)

PO BOX 90335

SIOUX FALLS, SD 57109

Total comp: $34K
Commissions: $31K
Fees: $3K
Filings: 4
Sponsors: 4

Carrier mix

Where RISTY BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$39K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	1	$39K	0.3%	362.21x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RISTY BENEFITS INC's plans by broker comp / premium ratio. Median 10.76% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RISTY BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RISTY BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTER-LAKES COMMUNITY ACTION, INC INTER-LAKES COMMUNITY ACTION, INC. LIFE/LTD INSURANCE PLAN	SD	$39K	$4K	RELIANCE STANDARD LIFE INSURANCE COMPANY