Welfare broker

RISK SERVICES

Mailing address (most recent filing)

2190 NORTH LOOP WEST, SUITE 309

HOUSTON, TX 77018

Total comp: $28K
Commissions: $20K
Fees: $8K
Filings: 1
Sponsors: 1

Carrier mix

Where RISK SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$164K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$164K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RISK SERVICES's plans by broker comp / premium ratio. Median 18.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RISK SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RISK SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YBARRA FRANCHISING GROUP, LLC YBARRA FRANCHISING GROUP, LLC	TX	$164K	$30K	UNITED OF OMAHA LIFE INSURANCE COMPANY