Welfare broker

RIGHTER INSURANCE LLC

Mailing address (most recent filing)

PO BOX 117

CELINA, TX 75009

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RIGHTER INSURANCE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	2	$236K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	2	$236K	0.8%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RIGHTER INSURANCE LLC's plans by broker comp / premium ratio. Median 13.57% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RIGHTER INSURANCE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RIGHTER INSURANCE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AFTER HOURS PEDIATRICS, PC AFTER HOURS PEDIATRICS, PC EMPLOYEE BENEFITS PLAN	NM	$156K	$24K	DELTA DENTAL OF NEW MEXICO
LDR, INC. DBA FRONTIER RESTAURANT LDR, INC / ENDURA ASSOCIATES, INC DBA FRONTIER AND GOLDEN PRIDE RESTAURANTS EMPLOYEE BENEFITS	NM	$81K	$9K	DELTA DENTAL OF NEW MEXICO

Carrier

Plans

Premium

DELTA DENTAL OF CALIFORNIA

$236K

100.0%

State

Plans

Premium

State share

Index

$236K

0.8%

454.90x

Sponsor

Loc

Premium

Comp

Carrier

AFTER HOURS PEDIATRICS, PC

AFTER HOURS PEDIATRICS, PC EMPLOYEE BENEFITS PLAN

$156K

$24K

DELTA DENTAL OF NEW MEXICO

LDR, INC. DBA FRONTIER RESTAURANT

LDR, INC / ENDURA ASSOCIATES, INC DBA FRONTIER AND GOLDEN PRIDE RESTAURANTS EMPLOYEE BENEFITS

$81K

$9K

DELTA DENTAL OF NEW MEXICO