Welfare broker

RICO PFITZER PIRES EMPLOYEE BENEFIT

Mailing address (most recent filing)

PO BOX 129

GUSTINE, CA 95322

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RICO PFITZER PIRES EMPLOYEE BENEFIT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$989K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$989K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICO PFITZER PIRES EMPLOYEE BENEFIT's plans by broker comp / premium ratio. Median 4.04% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICO PFITZER PIRES EMPLOYEE BENEFIT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICO PFITZER PIRES EMPLOYEE BENEFIT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALPINE PACIFIC NUT CO., INC. ALPINE PACIFIC NUT CO., INC. HEALTH & WELFARE PLAN	CA	$989K	$40K	KAISER FOUNDATION HEALTH PLAN INC