Welfare broker

RICK M CROSBY

Mailing address (most recent filing)

802 COLEMAN BLVD STE 101

MOUNT PLEASANT, SC 29464

Total comp: $211K
Commissions: $0
Fees: $211K
Filings: 1
Sponsors: 1

Carrier mix

Where RICK M CROSBY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	1	$3.2M	0.1%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICK M CROSBY's plans by broker comp / premium ratio. Median 7.42% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICK M CROSBY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICK M CROSBY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEAMON WHITESIDE & ASSOCIATES, INC. SEAMON, WHITESIDE AND ASSOCIATES, INC. MEDICAL PLAN	SC	$3.2M	$234K	BLUE CHOICE HEALTH PLAN OF SOUTH CAROLINA