Welfare broker

RICHARD WALLACE

Mailing address (most recent filing)

1311 COTTON WOOD AVENUE

PLEASANT HILL, MO 64080

Total comp: $17K
Commissions: $17K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where RICHARD WALLACE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$14K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$14K	0.0%	18.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD WALLACE's plans by broker comp / premium ratio. Median 147.90% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD WALLACE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD WALLACE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MISSOURI OZARKS COMMUNITY ACTION, INC. MISSOURI OZARKS COMMUNITY ACTION DISABILITY AND WORKSITE INSURANCE PLAN	MO	$14K	$21K	CONTINENTAL AMERICAN INSURANCE COMPANY