Welfare broker

RICHARD M. ROSE

Mailing address (most recent filing)

6100 FAIRVIEW ROAD, SUITE 1400

CHARLOTTE, NC 28210

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RICHARD M. ROSE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KANSAS CITY LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KANSAS CITY LIFE INSURANCE COMPANY	1	$42K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$42K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD M. ROSE's plans by broker comp / premium ratio. Median 9.16% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD M. ROSE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD M. ROSE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HENDRIX BATTING COMPANY, INC. HENDRIX BATTING COMPANY, INC. LIFE AND DISABILITY PLAN	NC	$42K	$4K	KANSAS CITY LIFE INSURANCE COMPANY