Welfare broker

RICHARD L. MOUSTY

Mailing address (most recent filing)

5339 N. CO ROAD 975 W

MIDDELTOWN, IN 47356

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RICHARD L. MOUSTY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$44K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$44K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD L. MOUSTY's plans by broker comp / premium ratio. Median 11.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD L. MOUSTY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD L. MOUSTY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CENTER FOR COMMUNITY RESOURCES, INC. CENTER FOR COMMUNITY RESOURCES EMPLOYEE BENEFIT PLAN	PA	$44K	$5K	HCC LIFE INSURANCE COMPANY