Welfare broker

RICHARD J PRINCINSKY AND ASSOCIATES

Mailing address (most recent filing)

66 PAINTERS MILL RD

OWINGS MILLS, MD 210311002

Total comp: $181K
Commissions: $58K
Fees: $123K
Filings: 3
Sponsors: 3

Carrier mix

Where RICHARD J PRINCINSKY AND ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$227K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$227K	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD J PRINCINSKY AND ASSOCIATES's plans by broker comp / premium ratio. Median 10.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD J PRINCINSKY AND ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD J PRINCINSKY AND ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THUNDERCAT TECHNOLOGY, LLC THUNDERCAT TECHNOLOGY, LLC HEALTH & WELFARE BENEFIT PLAN	VA	$227K	$24K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$227K

100.0%

State

Plans

Premium

State share

Index

$227K

0.0%

45.89x

Sponsor

Loc

Premium

Comp

Carrier

THUNDERCAT TECHNOLOGY, LLC

THUNDERCAT TECHNOLOGY, LLC HEALTH & WELFARE BENEFIT PLAN

$227K

$24K

PRINCIPAL LIFE INSURANCE COMPANY