Welfare broker

RICH IN BENEFITS INC

Mailing address (most recent filing)

13109 NE 123RD ST

KIRKLAND, WA 98034

Total comp: $11K
Commissions: $8K
Fees: $3K
Filings: 8
Sponsors: 8

Carrier mix

Where RICH IN BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$93K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$93K	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICH IN BENEFITS INC's plans by broker comp / premium ratio. Median 22.89% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICH IN BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICH IN BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCLEOD CONSTRUCTION, LLC MCLEOD CONSTRUCTION, LLC HEALTH & WELFARE PLAN	WA	$93K	$21K	COLONIAL INSURANCE COMPANY