Welfare broker

RICH & CARTMILL, INC.

Mailing address (most recent filing)

2738 E 51ST STE 400

TULSA, OK 74105

Total comp: $137K
Commissions: $133K
Fees: $4K
Filings: 4
Sponsors: 4

Carrier mix

Where RICH & CARTMILL, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	2	$3.7M	0.2%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICH & CARTMILL, INC.'s plans by broker comp / premium ratio. Median 3.14% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RICH & CARTMILL, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RICH & CARTMILL, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCCURTAIN MEMORIAL MEDICAL MGT, INC. MCCURTAIN MEMORIAL HOSPITAL EMPLOYEE BENEFIT PLAN	OK	$1.3M	$65K	BLUECROSS BLUESHIELD OF OKLAHOMA
RICH & CARTMILL, INC. RICH & CARTMILL, INC. WELFARE BENEFIT PLAN	OK	$2.5M	$28K	BLUECROSS BLUESHIELD OF OKLAHOMA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$3.7M

100.0%

State

Plans

Premium

State share

Index

$3.7M

0.2%

123.05x

Sponsor

Loc

Premium

Comp

Carrier

MCCURTAIN MEMORIAL MEDICAL MGT, INC.

MCCURTAIN MEMORIAL HOSPITAL EMPLOYEE BENEFIT PLAN

$1.3M

$65K

BLUECROSS BLUESHIELD OF OKLAHOMA

RICH & CARTMILL, INC.

RICH & CARTMILL, INC. WELFARE BENEFIT PLAN

$2.5M

$28K

BLUECROSS BLUESHIELD OF OKLAHOMA