Welfare broker

RH GROUP SERVICES INC

Mailing address (most recent filing)

PO BOX 1801

COLUMBIA, TN 38402

Total comp: $69K
Commissions: $69K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RH GROUP SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$582K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$582K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RH GROUP SERVICES INC's plans by broker comp / premium ratio. Median 10.07% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RH GROUP SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RH GROUP SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST FARMERS AND MERCHANTS BANK FIRST FARMERS AND MERCHANTS BANK EMPLOYEE BENEFITS PLAN	TN	$582K	$59K	TOKIO MARINE