Welfare broker

RENBERG COMPLIANCE

Mailing address (most recent filing)

INSURANCE SERVICES INC

7395 N PALM BLUFFS AVE #105

FRESNO, CA 93711

Total comp: $183K
Commissions: $183K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where RENBERG COMPLIANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA50.0%
AMERITAS LIFE INSURANCE CORP.50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.5M	50.0%
AMERITAS LIFE INSURANCE CORP.	1	$54K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.5M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RENBERG COMPLIANCE's plans by broker comp / premium ratio. Median 7.35% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RENBERG COMPLIANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RENBERG COMPLIANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FFB BANCORP FFB BANCORP FSA PLAN	CA	$1.5M	$82K	BLUE SHIELD OF CALIFORNIA
KRAZAN & ASSOCIATES, INC KRAZAN & ASSOCIATES, INC. HEALTHCARE BENEFITS PLAN	CA	$54K	$5K	AMERITAS LIFE INSURANCE CORP.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.5M

50.0%

AMERITAS LIFE INSURANCE CORP.

$54K

50.0%

State

Plans

Premium

State share

Index

$1.5M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

FFB BANCORP

FFB BANCORP FSA PLAN

$1.5M

$82K

BLUE SHIELD OF CALIFORNIA

KRAZAN & ASSOCIATES, INC

KRAZAN & ASSOCIATES, INC. HEALTHCARE BENEFITS PLAN

$54K

$5K

AMERITAS LIFE INSURANCE CORP.