Welfare broker

RELPH ROBERT G AGENCY INC

Mailing address (most recent filing)

800 PARKER HILL DRIVE STE 100

ROCHESTER, NY 14625

Total comp: $243K
Commissions: $238K
Fees: $6K
Filings: 15
Sponsors: 15

Carrier mix

Where RELPH ROBERT G AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$470K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$470K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RELPH ROBERT G AGENCY INC's plans by broker comp / premium ratio. Median 7.74% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RELPH ROBERT G AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RELPH ROBERT G AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DICKINSON COLLEGE DICKINSON COLLEGE CONSOLIDATED HEALTH AND WELFARE PLAN	PA	$470K	$36K	RELIANCE STANDARD LIFE INSURANCE COMPANY