Welfare broker

RELIABLE AGENCY, INC.

Mailing address (most recent filing)

803 CARLTON AVENUE

PO BOX 620

CLOQUET, MN 55720

Total comp: $20K
Commissions: $20K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where RELIABLE AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$349K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$349K	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RELIABLE AGENCY, INC.'s plans by broker comp / premium ratio. Median 9.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RELIABLE AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RELIABLE AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMUNITY MEMORIAL HOSPITAL ASSOCIATION COMMUNITY MEMORIAL HOSPITAL ASSOCIATION EMPLOYEE BENEFIT PLAN	MN	$349K	$33K	DELTA DENTAL OF MINNESOTA