Welfare broker

REGINA T. SCHWARTZ

Mailing address (most recent filing)

9 SOUTH 265 ROUTE 59

NAPERVILLE, IL 60564

Total comp: $62K
Commissions: $62K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where REGINA T. SCHWARTZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$779K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$779K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of REGINA T. SCHWARTZ's plans by broker comp / premium ratio. Median 7.55% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of REGINA T. SCHWARTZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where REGINA T. SCHWARTZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MD RESTAURANT GROUP, LLC MD RESTAURANT GROUP, LLC'S HEALTH AND WELLNESS PLAN	IL	$779K	$59K	UNITEDHEALTHCARE INSURANCE COMPANY