Welfare broker

RED GATE GROUP LLC

Mailing address (most recent filing)

2 CENTRAL AVENUE

SUITE 2E

MADISON, NJ 07940

Total comp: $980K
Commissions: $278K
Fees: $702K
Filings: 28
Sponsors: 28

Carrier mix

Where RED GATE GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
KAISER FOUNDATION HEALTH PLAN INC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$634K	50.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$2.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$634K	0.0%	23.18x
CO	1	$2.1M	0.1%	40.63x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RED GATE GROUP LLC's plans by broker comp / premium ratio. Median 1.88% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RED GATE GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RED GATE GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRONTGRADE TECHNOLOGIES LLC FRONTGRADE TECHNOLOGIES EMPLOYEE HEALTH & WELFARE PLAN	CO	$2.1M	$21K	KAISER FOUNDATION HEALTH PLAN, INC.
PAYROLLING PARTNERS INC. PAYROLLING PARTNERS INC. WELFARE BENEFIT PLAN	NJ	$634K	$18K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$634K

50.0%

KAISER FOUNDATION HEALTH PLAN INC

$2.1M

50.0%

State

Plans

Premium

State share

Index

$634K

0.0%

23.18x

$2.1M

0.1%

40.63x

Sponsor

Loc

Premium

Comp

Carrier

FRONTGRADE TECHNOLOGIES LLC

FRONTGRADE TECHNOLOGIES EMPLOYEE HEALTH & WELFARE PLAN

$2.1M

$21K

KAISER FOUNDATION HEALTH PLAN, INC.

PAYROLLING PARTNERS INC.

PAYROLLING PARTNERS INC. WELFARE BENEFIT PLAN

$634K

$18K

UNITEDHEALTHCARE INSURANCE COMPANY