Welfare broker

REBER AND RUIZ INTEGRATED

Mailing address (most recent filing)

4907 BOYNTON CT.

TAMPA, FL 33625

Total comp: $47K
Commissions: $47K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where REBER AND RUIZ INTEGRATED places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	1	$1.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.0M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of REBER AND RUIZ INTEGRATED's plans by broker comp / premium ratio. Median 5.62% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of REBER AND RUIZ INTEGRATED's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where REBER AND RUIZ INTEGRATED is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BATES ELECTRIC, INC. BATES ELECTRIC, INC. EMPLOYEE BENEFITS	FL	$1.0M	$57K	HEALTH OPTIONS