Welfare broker

RCS INSURANCE BROKERAGE, INC.

Mailing address (most recent filing)

PO BOX 818078

CLEVELAND, OH 441818078

Total comp: $54K
Commissions: $18K
Fees: $36K
Filings: 5
Sponsors: 5

Carrier mix

Where RCS INSURANCE BROKERAGE, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY33.3%
UNITED HEALTHCARE INSURANCE COMPANY33.3%
EYEMED VISION CARE33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$548K	33.3%
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.2M	33.3%
EYEMED VISION CARE	1	$26K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$2.2M	0.0%	2.57x
MO	1	$548K	0.0%	5.95x
IN	1	$26K	0.0%	11.32x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RCS INSURANCE BROKERAGE, INC.'s plans by broker comp / premium ratio. Median 5.98% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of RCS INSURANCE BROKERAGE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RCS INSURANCE BROKERAGE, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VALCO CINCINNATI INC. VALCO CINCINNATI, INC. FLEXIBLE BENEFIT PLAN	OH	$2.2M	$65K	UNITED HEALTHCARE INSURANCE COMPANY
COMMUNITY WHOLESALE TIRE DIST., INC. MEDICAL BENEFIT PLAN FOR EMPLOYEES OF COMMUNITY WHOLESALE TIRE	MO	$548K	$33K	BERKLEY LIFE
HANOVER COLLEGE HANOVER COLLEGE COMPREHENSIVE HEALTH & WELFARE BENEFIT PLAN	IN	$26K	$3K	EYEMED VISION CARE

Carrier

Plans

Premium

BERKLEY LIFE AND HEALTH INSURANCE COMPANY

$548K

33.3%

UNITED HEALTHCARE INSURANCE COMPANY

$2.2M

33.3%

EYEMED VISION CARE

$26K

33.3%

State

Plans

Premium

State share

Index

$2.2M

0.0%

2.57x

$548K

0.0%

5.95x

$26K

0.0%

11.32x

Sponsor

Loc

Premium

Comp

Carrier

VALCO CINCINNATI INC.

VALCO CINCINNATI, INC. FLEXIBLE BENEFIT PLAN

$2.2M

$65K

UNITED HEALTHCARE INSURANCE COMPANY

COMMUNITY WHOLESALE TIRE DIST., INC.

MEDICAL BENEFIT PLAN FOR EMPLOYEES OF COMMUNITY WHOLESALE TIRE

$548K

$33K

BERKLEY LIFE

HANOVER COLLEGE

HANOVER COLLEGE COMPREHENSIVE HEALTH & WELFARE BENEFIT PLAN

$26K

$3K

EYEMED VISION CARE