Welfare broker

RAYMOND M SUESS

Mailing address (most recent filing)

144 N WASHINGTON ST

SONORA, CA 95370

Total comp: $78K
Commissions: $77K
Fees: $825
Filings: 3
Sponsors: 3

Carrier mix

Where RAYMOND M SUESS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
KAISER FOUNDATION HEALTH PLAN INC33.3%
CALIFORNIA PHYSICIANS SERVICE33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$91K	33.3%
KAISER FOUNDATION HEALTH PLAN INC	1	$497K	33.3%
CALIFORNIA PHYSICIANS SERVICE	1	$859K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$1.4M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAYMOND M SUESS's plans by broker comp / premium ratio. Median 6.37% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of RAYMOND M SUESS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RAYMOND M SUESS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRIETO AUTOMOTIVE, INC. PRIETO AUTOMOTIVE, INC. WELFARE BENEFITS PLAN	CA	$859K	$55K	CALIFORNIA PHYSICIANS SERVICE
IMPROVE YOUR TOMORROW INC IMPROVE YOUR TOMORROW INC WELFARE BENEFITS PLAN	CA	$497K	$22K	KAISER FOUNDATION HEALTH PLAN, INC.
KOONER TRUCK REPAIR INC KOONER TRUCK REPAIR INC WELFARE BENEFIT PLAN	CA	$91K	$7K	BLUE OF CALIFORNIA

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$91K

33.3%

KAISER FOUNDATION HEALTH PLAN INC

$497K

33.3%

CALIFORNIA PHYSICIANS SERVICE

$859K

33.3%

State

Plans

Premium

State share

Index

$1.4M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

PRIETO AUTOMOTIVE, INC.

PRIETO AUTOMOTIVE, INC. WELFARE BENEFITS PLAN

$859K

$55K

CALIFORNIA PHYSICIANS SERVICE

IMPROVE YOUR TOMORROW INC

IMPROVE YOUR TOMORROW INC WELFARE BENEFITS PLAN

$497K

$22K

KAISER FOUNDATION HEALTH PLAN, INC.

KOONER TRUCK REPAIR INC

KOONER TRUCK REPAIR INC WELFARE BENEFIT PLAN

$91K

$7K

BLUE OF CALIFORNIA