Welfare broker

RAYMOND DICK

Mailing address (most recent filing)

108 VALLEY CREEK CT

FRANKLIN, TN 370644850

Total comp: $711K
Commissions: $711K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where RAYMOND DICK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC66.7%
METROPOLITAN LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	2	$26.4M	66.7%
METROPOLITAN LIFE INSURANCE COMPANY	1	$5.4M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$31.8M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAYMOND DICK's plans by broker comp / premium ratio. Median 2.70% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of RAYMOND DICK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RAYMOND DICK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PANDA RESTAURANT GROUP PANDA RESTAURANT GROUP FLEXIBLE BENEFITS PLAN	CA	$24.5M	$655K	KAISER FOUNDATION HEALTH PLAN, INC.
JM MANUFACTURING, INC. WELFARE BENEFIT PLAN JM EAGLE	CA	$5.4M	$145K	METROPOLITAN LIFE INSURANCE COMPANY
MORTON GRINDING INC. MORTON GRINDING INC. EMPLOYEE WELFARE PLAN	CA	$1.9M	$120K	KAISER FOUNDATION HEALTH PLAN INC.

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$26.4M

66.7%

METROPOLITAN LIFE INSURANCE COMPANY

$5.4M

33.3%

State

Plans

Premium

State share

Index

$31.8M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

PANDA RESTAURANT GROUP

PANDA RESTAURANT GROUP FLEXIBLE BENEFITS PLAN

$24.5M

$655K

KAISER FOUNDATION HEALTH PLAN, INC.

JM MANUFACTURING, INC. WELFARE BENEFIT PLAN

JM EAGLE

$5.4M

$145K

METROPOLITAN LIFE INSURANCE COMPANY

MORTON GRINDING INC.

MORTON GRINDING INC. EMPLOYEE WELFARE PLAN

$1.9M

$120K

KAISER FOUNDATION HEALTH PLAN INC.