Welfare broker

RAUSCHERT, STEPHEN L

Mailing address (most recent filing)

5797 HARVEY STREET

STE A

MUSKEGON, MI 49444

Total comp: $147K
Commissions: $147K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where RAUSCHERT, STEPHEN L places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	2	$2.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$2.4M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAUSCHERT, STEPHEN L's plans by broker comp / premium ratio. Median 4.67% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RAUSCHERT, STEPHEN L's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RAUSCHERT, STEPHEN L is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MEDIATECHNOLOGIES, LLC MEDIATECHNOLOGIES	MI	$1.5M	$65K	PRIORITY HEALTH
BEKINS, INC. BEKINS	MI	$944K	$47K	PRIORITY HEALTH