Welfare broker

RAQUEL PAULUS

Mailing address (most recent filing)

1368 BUSINESS PARK DR

TRAVERSE CITY, MI 49686

Total comp: $33K
Commissions: $33K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RAQUEL PAULUS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$1.3M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAQUEL PAULUS's plans by broker comp / premium ratio. Median 4.50% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RAQUEL PAULUS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RAQUEL PAULUS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY HEALTH AND WELFARE PLAN	MI	$1.3M	$58K	PRIORITY HEALTH