Welfare broker

RANDALL HOOVER

Mailing address (most recent filing)

909 N MAIN

ROYAL OAK, MI 48067

Total comp: $64K
Commissions: $64K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where RANDALL HOOVER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.6M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RANDALL HOOVER's plans by broker comp / premium ratio. Median 5.63% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RANDALL HOOVER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RANDALL HOOVER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BIO-BEHAVIORAL CARE SOLUTIONS, LLC BIO-BEHAVIORAL CARE SOLUTIONS, LLC	MI	$974K	$58K	BLUE CROSS BLUE SHIELD OF MICHIGAN
FAST SWITCH-GREAT LAKES LLC FAST SWITCH-GREAT LAKES LLC. WELFARE BENEFIT PLAN	MI	$667K	$35K	BLUE CROSS BLUE SHIELD OF MICHIGAN