Welfare broker

RAEL & LETSON INSURANCE SERVICES

Mailing address (most recent filing)

16855 W BERNARDO DR

STE 340

SAN DIEGO, CA 92127

Total comp: $40K
Commissions: $0
Fees: $40K
Filings: 1
Sponsors: 1

Carrier mix

Where RAEL & LETSON INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$2.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$2.4M	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RAEL & LETSON INSURANCE SERVICES's plans by broker comp / premium ratio. Median 1.70% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RAEL & LETSON INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RAEL & LETSON INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INLAND EMPIRE ELECTRICAL WORKERS HEALTH AND WELFARE PLAN INLAND EMPIRE ELECTRICAL WORKERS HEALTH AND WELFARE PLAN	WA	$2.4M	$40K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$2.4M

100.0%

State

Plans

Premium

State share

Index

$2.4M

0.1%

61.72x

Sponsor

Loc

Premium

Comp

Carrier

INLAND EMPIRE ELECTRICAL WORKERS HEALTH AND WELFARE PLAN

$2.4M

$40K

SUN LIFE ASSURANCE COMPANY OF CANADA