Welfare broker

RACHAEL BAGWELL MEANS

Mailing address (most recent filing)

2367 OAK ALY

TYLER, TX 75703

Total comp: $44K
Commissions: $22K
Fees: $22K
Filings: 2
Sponsors: 2

Carrier mix

Where RACHAEL BAGWELL MEANS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$492K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$492K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RACHAEL BAGWELL MEANS's plans by broker comp / premium ratio. Median 13.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RACHAEL BAGWELL MEANS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RACHAEL BAGWELL MEANS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEBSTER SURGICAL SPECIALTY HOSPITAL, LTD WEBSTER SURGICAL SPECIALTY HOSPITAL, LTD DBA HOUSTON PHYSICIANS' HOSPITAL WRAP PLAN 501	TX	$492K	$64K	UNITED OF OMAHA LIFE INSURANCE CO.