Welfare broker

R. K. MCKINNON ASSOCIATES, INC.

Mailing address (most recent filing)

108 BUCHMAN CLOSE CIRCLE

FAYETTEVILLE, NY 13066

Total comp: $30K
Commissions: $30K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where R. K. MCKINNON ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$654K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$654K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of R. K. MCKINNON ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 4.56% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of R. K. MCKINNON ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where R. K. MCKINNON ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ASBESTOS WORKERS SYRACUSE WELFARE FUND ASBESTOS WORKERS SYRACUSE WELFARE FUND	NY	$654K	$30K	EXCELLUS BLUE CROSS BLUE SHIELD