Welfare broker

R C LAIN INC.

Mailing address (most recent filing)

PO BOX 1117

PORT JERVIS, NY 12771

Total comp: $21K
Commissions: $21K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where R C LAIN INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$443K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$443K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of R C LAIN INC.'s plans by broker comp / premium ratio. Median 5.96% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of R C LAIN INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where R C LAIN INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MID-JERSEY TRUCKING INDUSTRY AND TEAMSTERS LOCAL 701 WELFARE FUND MID-JERSEY TRUCKING INDUSTRY AND TEAMSTERS LOCAL 701 WELFARE FUND	NJ	$443K	$26K	BCS INSURANCE COMPANY