Welfare broker

R. A. K. AGENCY INC

Mailing address (most recent filing)

6N343 E RIDGEWOOD DR

SAINT CHARLES, IL 60175

Total comp: $56K
Commissions: $6K
Fees: $51K
Filings: 3
Sponsors: 3

Carrier mix

Where R. A. K. AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ADVANCE INSURANCE COMPANY OF KANSAS100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ADVANCE INSURANCE COMPANY OF KANSAS	1	$92K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$92K	0.1%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of R. A. K. AGENCY INC's plans by broker comp / premium ratio. Median 5.15% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of R. A. K. AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where R. A. K. AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOURTH AVENUE HOLDING LLC CAFETERIA PLAN FOURTH AVENUE HOLDING LLC CAFETERIA PLAN	KS	$92K	$5K	ADVANCE INSURANCE COMPANY OF KANSAS