Welfare broker

QUANTUM BENEFITS

Mailing address (most recent filing)

21 BUSINESS PARK DRIVE

BRANFORD, CT 06405

Total comp: $176K
Commissions: $176K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where QUANTUM BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.8M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$606K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$606K	0.0%	22.94x
CT	1	$1.8M	0.1%	51.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of QUANTUM BENEFITS's plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of QUANTUM BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where QUANTUM BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MILESTONES BEHAVIOURAL SERVICES INC. MILESTONES BEHAVIOURAL SERVICES INC. DBA CONNECTICUT CENTER FOR CHILD DEVELOPMENT EMPLOYEE BENEFITS PLAN	CT	$1.8M	$73K	UNITEDHEALTHCARE INSURANCE COMPANY
MLT SYSTEMS LLC MLT SYSTEMS LLC EMPLOYEE BENEFITS PLAN	VA	$606K	$38K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.8M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$606K

50.0%

State

Plans

Premium

State share

Index

$606K

0.0%

22.94x

$1.8M

0.1%

51.86x

Sponsor

Loc

Premium

Comp

Carrier

MILESTONES BEHAVIOURAL SERVICES INC.

MILESTONES BEHAVIOURAL SERVICES INC. DBA CONNECTICUT CENTER FOR CHILD DEVELOPMENT EMPLOYEE BENEFITS PLAN

$1.8M

$73K

UNITEDHEALTHCARE INSURANCE COMPANY

MLT SYSTEMS LLC

MLT SYSTEMS LLC EMPLOYEE BENEFITS PLAN

$606K

$38K

CIGNA HEALTH AND LIFE INSURANCE COMPANY