Welfare broker

PUHARIC & ASSOCIATES INC

Mailing address (most recent filing)

PO BOX 1132

BELMAR, NJ 077191132

Total comp: $102K
Commissions: $102K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where PUHARIC & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN33.3%
UNITEDHEALTHCARE INSURANCE COMPANY33.3%
DELTA DENTAL OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$27K	33.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.4M	33.3%
DELTA DENTAL OF CALIFORNIA	1	$197K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	3	$2.6M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PUHARIC & ASSOCIATES INC's plans by broker comp / premium ratio. Median 4.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PUHARIC & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PUHARIC & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRENCH & PARRELLO ASSOCICATES, PA FRENCH & PARRELLO ASSOCIATES MEDICAL PLAN	NJ	$2.4M	$95K	UNITEDHEALTHCARE INSURANCE COMPANY
FRENCH & PARRELLO ASSOCIATES, PA FRENCH & PARRELLO ASSOCIATES - DENTAL	NJ	$197K	$9K	DELTA DENTAL OF NJ, INC
FRENCH & PARRELLO ASSOCIATES, PA FRENCH & PARRELLO ASSOCIATES - VISION SERVICE PLAN	NJ	$27K	$1K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$27K

33.3%

UNITEDHEALTHCARE INSURANCE COMPANY

$2.4M

33.3%

DELTA DENTAL OF CALIFORNIA

$197K

33.3%

State

Plans

Premium

State share

Index

$2.6M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

FRENCH & PARRELLO ASSOCICATES, PA

FRENCH & PARRELLO ASSOCIATES MEDICAL PLAN

$2.4M

$95K

UNITEDHEALTHCARE INSURANCE COMPANY

FRENCH & PARRELLO ASSOCIATES, PA

FRENCH & PARRELLO ASSOCIATES - DENTAL

$197K

$9K

DELTA DENTAL OF NJ, INC

FRENCH & PARRELLO ASSOCIATES, PA

FRENCH & PARRELLO ASSOCIATES - VISION SERVICE PLAN

$27K

$1K

VISION SERVICE PLAN