Welfare broker

PTW INSURANCE SERVICES

Mailing address (most recent filing)

PO BOX 3947

FRESNO, CA 93650

Total comp: $212K
Commissions: $212K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where PTW INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	2	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$1.5M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PTW INSURANCE SERVICES's plans by broker comp / premium ratio. Median 15.54% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PTW INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PTW INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CALIFORNIA PROFESSIONAL FIREFIGHTER INSURANCE TRUST CALIFORNIA PROFESSIONAL FIREFIGHTERS INSURANCE TRUST	CA	$622K	$134K	RELIANCE STANDARD LIFE INSURANCE COMPANY
BOARD OF TRUSTEES L.A. CO. FIRE FIGHTERS LOCAL 1014 HEALTH AND WELF LOS ANGELES COUNTY FIRE FIGHTERS LOCAL 1014 HEALTH AND WELFARE PLAN	CA	$836K	$79K	RSLI

Carrier

Plans

Premium

RELIANCE STANDARD LIFE INSURANCE COMPANY

$1.5M

100.0%

State

Plans

Premium

State share

Index

$1.5M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

CALIFORNIA PROFESSIONAL FIREFIGHTER INSURANCE TRUST

CALIFORNIA PROFESSIONAL FIREFIGHTERS INSURANCE TRUST

$622K

$134K

RELIANCE STANDARD LIFE INSURANCE COMPANY

BOARD OF TRUSTEES L.A. CO. FIRE FIGHTERS LOCAL 1014 HEALTH AND WELF

LOS ANGELES COUNTY FIRE FIGHTERS LOCAL 1014 HEALTH AND WELFARE PLAN

$836K

$79K

RSLI