Welfare broker

PSILLAS

Mailing address (most recent filing)

940 THE TERRACE

HAGERSTOWN, MD 217423226

Total comp: $36K
Commissions: $442
Fees: $35K
Filings: 1
Sponsors: 1

Carrier mix

Where PSILLAS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$1.1M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PSILLAS's plans by broker comp / premium ratio. Median 8.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PSILLAS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PSILLAS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUNGER MOTORCARS, INC. YOUNGER AUTO GROUP HEALTH AND WELFARE PLAN	MD	$1.1M	$95K	CIGNA HEALTH & LIFE INS. CO.