Welfare broker

PROVIDENCE ADVISORS LLC

Mailing address (most recent filing)

UNKNOWN

BIRMINGHAM, AL 35223

Total comp: $739K
Commissions: $737K
Fees: $3K
Filings: 22
Sponsors: 22

Carrier mix

Where PROVIDENCE ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$5.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$5.4M	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PROVIDENCE ADVISORS LLC's plans by broker comp / premium ratio. Median 11.07% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PROVIDENCE ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PROVIDENCE ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AAA COOPER TRANSPORTATION AAA COOPER TRANSPORTATION HEALTH AND WELFARE BENFIT PLAN	AL	$5.4M	$602K	STANDARD INSURANCE COMPANY