Welfare broker

PROADVISOR INSURANCE AGY LLC

Mailing address (most recent filing)

26026 TELEGRAPH, SUITE 100

SOUTHFIELD, MI 48034

Total comp: $167K
Commissions: $104K
Fees: $63K
Filings: 16
Sponsors: 16

Carrier mix

Where PROADVISOR INSURANCE AGY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	2	$2.3M	66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$362K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$2.6M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PROADVISOR INSURANCE AGY LLC's plans by broker comp / premium ratio. Median 7.92% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PROADVISOR INSURANCE AGY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PROADVISOR INSURANCE AGY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALLIED BUILDING SERVICE COMPANY OF DETROIT INC ALLIED BUILDING SERVICE COMPANY OF DETROIT INC. WELFARE BENEFIT PLAN	MI	$1.5M	$78K	BLUE CARE NETWORK OF MICHIGAN
T.A. SYSTEMS, INC. AUTOMATED INDUSTRIAL ROBOTICS US HOLDCO INC	MI	$819K	$65K	BLUE CARE NETWORK OF MICHIGAN
TOYO SEAT USA CORPORATION TOYO SEAT USA CORPORATION EMPLOYEE BENEFIT PLAN	MI	$362K	$42K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

BLUE CARE NETWORK OF MICHIGAN

$2.3M

66.7%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$362K

33.3%

State

Plans

Premium

State share

Index

$2.6M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

ALLIED BUILDING SERVICE COMPANY OF DETROIT INC

ALLIED BUILDING SERVICE COMPANY OF DETROIT INC. WELFARE BENEFIT PLAN

$1.5M

$78K

BLUE CARE NETWORK OF MICHIGAN

T.A. SYSTEMS, INC.

AUTOMATED INDUSTRIAL ROBOTICS US HOLDCO INC

$819K

$65K

BLUE CARE NETWORK OF MICHIGAN

TOYO SEAT USA CORPORATION

TOYO SEAT USA CORPORATION EMPLOYEE BENEFIT PLAN

$362K

$42K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA