Welfare broker

PRO INSURANCE AGENCY, INC.

Mailing address (most recent filing)

21 BENNETTS ROAD, SUITE 202

SETAUKET, NY 11733

Total comp: $212K
Commissions: $37K
Fees: $175K
Filings: 3
Sponsors: 3

Carrier mix

Where PRO INSURANCE AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	3	$3.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$2.6M	0.0%	13.21x
TX	1	$1.0M	0.0%	5.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PRO INSURANCE AGENCY, INC.'s plans by broker comp / premium ratio. Median 8.42% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PRO INSURANCE AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PRO INSURANCE AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PREMIER INFRASTRUCTURE & ENERGY LLC PREMIER I&E HEALTH AND WELFARE PLAN	NY	$1.9M	$170K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
FRIENDLY'S RESTAURANTS CO, LLC FRIENDLY'S RESTAURANTS CO, LLC WELFARE BENEFIT PLAN	TX	$1.0M	$80K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BLI INTERNATIONAL, INC. BLI INTERNATIONAL DBA ALLEGIANT HEALTH & WELFARE BENEFIT PLAN	NY	$686K	$58K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$3.6M

100.0%

State

Plans

Premium

State share

Index

$2.6M

0.0%

13.21x

$1.0M

0.0%

5.57x

Sponsor

Loc

Premium

Comp

Carrier

PREMIER INFRASTRUCTURE & ENERGY LLC

PREMIER I&E HEALTH AND WELFARE PLAN

$1.9M

$170K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

FRIENDLY'S RESTAURANTS CO, LLC

FRIENDLY'S RESTAURANTS CO, LLC WELFARE BENEFIT PLAN

$1.0M

$80K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

BLI INTERNATIONAL, INC.

BLI INTERNATIONAL DBA ALLEGIANT HEALTH & WELFARE BENEFIT PLAN

$686K

$58K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES