Welfare broker

PRO BENEFITS PLUS

Mailing address (most recent filing)

100 INTERNATIONAL DR

BALTIMORE, MD 21202

Total comp: $356K
Commissions: $356K
Fees: $142
Filings: 2
Sponsors: 2

Carrier mix

Where PRO BENEFITS PLUS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY50.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$711K	50.0%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$3K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$711K	0.0%	23.03x
MD	1	$3K	0.1%	35.83x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PRO BENEFITS PLUS's plans by broker comp / premium ratio. Median 35.02% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of PRO BENEFITS PLUS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PRO BENEFITS PLUS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DANA KRAMER BLACKFISH FEDEARL WELFARE BENEFIT PLAN	VA	$711K	$356K	UNITED HEALTHCARE INSURANCE COMPANY
SMC MANAGEMENT, INC SMC MANAGEMENT, INC	MD	$3K	$567	THE LINCOLN NATIONAL LIFE

Carrier

Plans

Premium

UNITED HEALTHCARE INSURANCE COMPANY

$711K

50.0%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$3K

50.0%

State

Plans

Premium

State share

Index

$711K

0.0%

23.03x

$3K

0.1%

35.83x

Sponsor

Loc

Premium

Comp

Carrier

DANA KRAMER

BLACKFISH FEDEARL WELFARE BENEFIT PLAN

$711K

$356K

UNITED HEALTHCARE INSURANCE COMPANY

SMC MANAGEMENT, INC

$3K

$567

THE LINCOLN NATIONAL LIFE