Welfare broker

PRO BENEFITS PLUS

Mailing address (most recent filing)

569 BAY AVE

MILFORD, DE 19963

Total comp: $567
Commissions: $425
Fees: $142
Filings: 1
Sponsors: 1

Carrier mix

Where PRO BENEFITS PLUS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$3K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$3K	0.1%	72.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PRO BENEFITS PLUS's plans by broker comp / premium ratio. Median 20.04% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of PRO BENEFITS PLUS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PRO BENEFITS PLUS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SMC MANAGEMENT, INC SMC MANAGEMENT, INC	MD	$3K	$567	THE LINCOLN NATIONAL LIFE