Welfare broker

PRJ INSURANCE AND WEALTH MANAGEMENT

Mailing address (most recent filing)

125 N LINCOLN STREET

DIXON, CA 95620

Total comp: $135K
Commissions: $135K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where PRJ INSURANCE AND WEALTH MANAGEMENT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY40.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA20.0%
SUPERIOR VISION PLAN OF TEXAS20.0%
SUN LIFE ASSURANCE COMPANY OF CANADA20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	2	$70K	40.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$22K	20.0%
SUPERIOR VISION PLAN OF TEXAS	1	$13K	20.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$555K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	5	$660K	0.1%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PRJ INSURANCE AND WEALTH MANAGEMENT's plans by broker comp / premium ratio. Median 8.49% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of PRJ INSURANCE AND WEALTH MANAGEMENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where PRJ INSURANCE AND WEALTH MANAGEMENT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
QUEST MEDIA AND SUPPLIES INC QUEST MEDIA AND SUPPLIES INC STOP LOSS	CA	$555K	$56K	SUN LIFE ASSURANCE COMPANY OF CANADA
QUEST MEDIA AND SUPPLIES INC QUEST MEDIA AND SUPPLIES INC LONG TERM DISABILITY	CA	$53K	$4K	RELIANCE STANDARD LIFE INSURANCE COMPANY
PRODUCE EXPRESS UNUM	CA	$22K	$3K	UNUM LIFE INSURANCE COMPANY OF AMERICA
QUEST MEDIA AND SUPPLIES INC QUEST MEDIA AND SUPPLIES INC GROUP LIFE AND ACCIDENTAL DEATH	CA	$17K	$1K	RELIANCE STANDARD LIFE INSURANCE COMPANY
QUEST MEDIA AND SUPPLIES INC QUEST MEDIA AND SUPPLIES INC VISION	CA	$13K	$935	SUPERIOR VISION PLAN