Welfare broker

PREMIER WORKSITE SOLUTIONS INC

Mailing address (most recent filing)

700 KINDERKAMACK ROAD, SUITE 205

ORADELL, NJ 07675

Total comp: $221K
Commissions: $176K
Fees: $46K
Filings: 57
Sponsors: 57

Carrier mix

Where PREMIER WORKSITE SOLUTIONS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$253K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$253K	0.0%	11.99x
NJ	1	$1.8M	0.0%	23.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PREMIER WORKSITE SOLUTIONS INC's plans by broker comp / premium ratio. Median 9.42% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PREMIER WORKSITE SOLUTIONS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PREMIER WORKSITE SOLUTIONS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BURNS KULL AUTOMOTIVE BURNS KULL AUTOMOTIVE GROUP WELFARE BENEFITS PLAN	NJ	$1.8M	$73K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BALLY RIBBON MILLS INC GROUP POLICY OF BALLY RIBBON MILLS - LIFE, AD&D, A&S	PA	$253K	$37K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$253K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.8M

50.0%

State

Plans

Premium

State share

Index

$253K

0.0%

11.99x

$1.8M

0.0%

23.18x

Sponsor

Loc

Premium

Comp

Carrier

BURNS KULL AUTOMOTIVE

BURNS KULL AUTOMOTIVE GROUP WELFARE BENEFITS PLAN

$1.8M

$73K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

BALLY RIBBON MILLS INC

GROUP POLICY OF BALLY RIBBON MILLS - LIFE, AD&D, A&S

$253K

$37K

UNUM LIFE INSURANCE COMPANY OF AMERICA