Welfare broker

POWER & WALSH INSURANCE ADVISORS

Mailing address (most recent filing)

117 BUTTERNUT LANE

SOUTHPORT, CT 06890

Total comp: $288K
Commissions: $99K
Fees: $189K
Filings: 16
Sponsors: 16

Carrier mix

Where POWER & WALSH INSURANCE ADVISORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY33.3%
UNUM LIFE INSURANCE COMPANY OF AMERICA16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA16.7%
DELTA DENTAL OF CALIFORNIA16.7%
AMERITAS LIFE INSURANCE CORP.16.7%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	2	$221K	33.3%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$46K	16.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$321K	16.7%
DELTA DENTAL OF CALIFORNIA	1	$253K	16.7%
AMERITAS LIFE INSURANCE CORP.	1	$248K	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	3	$457K	0.8%	148.13x
VT	1	$253K	0.4%	78.28x
NH	1	$131K	0.2%	47.08x
MA	1	$248K	0.0%	7.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of POWER & WALSH INSURANCE ADVISORS's plans by broker comp / premium ratio. Median 7.13% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of POWER & WALSH INSURANCE ADVISORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where POWER & WALSH INSURANCE ADVISORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RICHFORD HEALTH CENTER RICHFORD HEALTH CENTER, INC	VT	$253K	$19K	DELTA DENTAL PLAN OF VERMONT, INC.
CORNERSTONE BANK CORNERSTONE BANK HEALTH WELFARE PLAN	MA	$248K	$17K	AMERITAS LIFE INSURANCE CORP.
BIGELOW LABORATORY FOR OCEAN SCIENCES BIGELOW LABORATORY FOR OCEAN SCIENCES WELFARE BENEFITS PLAN	ME	$46K	$11K	UNUM LIFE INSURANCE COMPANY OF AMERICA
C SQUARED SYSTEMS LLC C SQUARED SYSTEMS LLC HEALTH AND WELFARE PLAN	NH	$131K	$10K	ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC.
MCCRUM FAMILY HOLDINGS, LLC MCCRUM HEALTH AND WELFARE BENEFITS	ME	$90K	$6K	ANTHEM HEALTH PLANS OF MAINE, INC.
MARDENS INC. MARDEN'S INC. WELFARE BENEFITS PLAN	ME	$321K	$1K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA