Welfare broker

POWER THREE INSURANCE GROUP, INC.

Mailing address (most recent filing)

2N225 GRACE ST

LOMBARD, IL 60148

Total comp: $157K
Commissions: $113K
Fees: $45K
Filings: 5
Sponsors: 5

Carrier mix

Where POWER THREE INSURANCE GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$1.4M	66.7%
BLUE CROSS OF CALIFORNIA	1	$1.4M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$2.8M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of POWER THREE INSURANCE GROUP, INC.'s plans by broker comp / premium ratio. Median 4.66% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of POWER THREE INSURANCE GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where POWER THREE INSURANCE GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHEESE MERCHANTS OF AMERICA, LLC CHEESE MERCHANTS OF AMERICA, LLC WELFARE BENEFIT PLAN	IL	$1.4M	$65K	HEALTH CARE SERVICE CORPORATION
CASTLE AUTOMOTIVE MANAGEMENT, INC. DBA CASTLE AUTOMOTIVE GROUP CASTLE AUTOMOTIVE MANAGEMENT, INC. DBA CASTLE AUTOMOTIVE GROUP BENEFIT PLAN	IL	$591K	$31K	UNITEDHEALTHCARE INSURANCE COMPANY
M & J ASPHALT MAINTENANCE CO INC M & J ASPHALT MAINTENANCE CO INC LIFE PLAN	IL	$795K	$6K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.4M

66.7%

BLUE CROSS OF CALIFORNIA

$1.4M

33.3%

State

Plans

Premium

State share

Index

$2.8M

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

CHEESE MERCHANTS OF AMERICA, LLC

CHEESE MERCHANTS OF AMERICA, LLC WELFARE BENEFIT PLAN

$1.4M

$65K

HEALTH CARE SERVICE CORPORATION

CASTLE AUTOMOTIVE MANAGEMENT, INC. DBA CASTLE AUTOMOTIVE GROUP

CASTLE AUTOMOTIVE MANAGEMENT, INC. DBA CASTLE AUTOMOTIVE GROUP BENEFIT PLAN

$591K

$31K

UNITEDHEALTHCARE INSURANCE COMPANY

M & J ASPHALT MAINTENANCE CO INC

M & J ASPHALT MAINTENANCE CO INC LIFE PLAN

$795K

$6K

UNITEDHEALTHCARE INSURANCE COMPANY