Welfare broker

PONTRELLI, TIMOUR AND ASSOCIATES

Mailing address (most recent filing)

1039 HOPE STREET

SOUTH PASADENA, CA 91030

Total comp: $1.2M
Commissions: $1.1M
Fees: $47K
Filings: 17
Sponsors: 17

Carrier mix

Where PONTRELLI, TIMOUR AND ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY28.6%
BLUE CROSS OF CALIFORNIA28.6%
UNITEDHEALTHCARE INSURANCE COMPANY14.3%
UNITED HEALTHCARE INSURANCE COMPANY14.3%
AETNA LIFE INSURANCE COMPANY14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	2	$231K	28.6%
BLUE CROSS OF CALIFORNIA	2	$2.7M	28.6%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.8M	14.3%
UNITED HEALTHCARE INSURANCE COMPANY	1	$1.4M	14.3%
AETNA LIFE INSURANCE COMPANY	1	$2.8M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	5	$8.2M	0.1%	9.11x
AZ	2	$718K	0.1%	24.54x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PONTRELLI, TIMOUR AND ASSOCIATES's plans by broker comp / premium ratio. Median 6.13% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of PONTRELLI, TIMOUR AND ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where PONTRELLI, TIMOUR AND ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PSC BIOTECH CORPORATION PSC BIOTECH CORPORATION, EMPLOYEE BENEFIT PLAN	CA	$2.8M	$151K	AETNA LIFE INSURANCE COMPANY AND AFFILIATES
BOND CREATIVE BOND CREATIVE-WELFARE PLAN 2024	CA	$2.1M	$147K	BLUE CROSS OF CALIFORNIA
STABILITY HEALTHCARE INC. STABILITY HEALTHCARE INC.'S HEALTH AND WELFARE BENEFIT PLAN	CA	$1.8M	$102K	UNITEDHEALTHCARE INSURANCE COMPANY
COMAV, LLC COMAV LLC, EMPLOYEE BENEFIT PLAN	CA	$1.4M	$87K	UNITED HEALTHCARE INSURANCE COMPANY
STATISTICAL RESEARCH INC STATISTICAL RESEARCH INC MEDICAL WELFARE PLAN 2024	AZ	$595K	$30K	BLUE CROSS BLUE SHIELD OF ARIZONA
STATISTICAL RESEARCH INC. STATISTICAL RESEARCH INC.-WELFARE PLAN 2024	AZ	$123K	$14K	PRINCIPAL LIFE INSURANCE
GALAXY THEATRES LLC GALAXY THEATRES LLC- WELFARE PLAN 2023	CA	$108K	$10K	PRINCIPAL LIFE INSURANCE