Welfare broker

POLLY S. ANDREWS-BEAN

Mailing address (most recent filing)

103 CAINS TRCE

BRUNSWICK, GA 31523

Total comp: $67K
Commissions: $67K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where POLLY S. ANDREWS-BEAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$699K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$699K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of POLLY S. ANDREWS-BEAN's plans by broker comp / premium ratio. Median 14.77% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of POLLY S. ANDREWS-BEAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where POLLY S. ANDREWS-BEAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LASSETER TRACTOR COMPANY, INC. LASSETER TRACTOR COMPANY, INC.	GA	$699K	$103K	CIGNA HEALTH AND LIFE INSURANCE COMPANY